AMERICAN EXPRESS BUSINESS CARDS
The right Amex business card,
with SavPay in your corner.
SavPay is an American Express partner. We help Canadian business owners compare American Express business cards, choose the one that fits how they spend and apply with confidence — and we can set you up to accept Amex at your counter too.
- American Express partner
- Cards issued by Amex Bank of Canada
- Bilingual guidance FR / EN
WHY AN AMEX BUSINESS CARD
Make every business purchase work harder.
Benefits vary by card. Here is what American Express business cards are known for.
Rewards on business spend
Earn rewards on everyday business purchases — supplies, software, advertising, travel — and put them back into the business.
Travel & lifestyle benefits
Depending on the card, travel benefits such as airport lounge access, travel insurance coverage and hotel and car-rental privileges.
Employee cards
Add supplementary cards for employees, with spending visibility on each card, and stop reimbursing personal expenses.
Expense management & reporting
Detailed statements, online account tools and downloadable reports that make bookkeeping and tax time simpler.
Purchase protection & coverage
Many cards include insurance-type benefits such as purchase protection and extended warranty coverage on eligible purchases, as described in each card's terms.
Cash-flow flexibility
Time between purchase and payment helps smooth cash flow: charge cards are paid in full each statement period, while credit cards let you carry a balance.
CARD TYPES
Charge or credit. Rewards, travel or everyday.
American Express offers several business cards in Canada. We help you understand the differences in plain language.
Charge cards
Pay your balance in full each statement period. Built for businesses that want spending power and strong rewards without carrying a balance.
Credit cards
A set credit limit with the option to carry a balance and pay over time. Useful when you want more flexibility in how you manage cash flow.
CHOOSE BY WHAT MATTERS MOST
Rewards-focused
For businesses that want to maximize points on everyday spending and redeem them for travel, statement credits or purchases.
Travel-focused
For owners and teams who travel often and value premium travel benefits and coverage.
Everyday business
Straightforward cards for day-to-day expenses, with the core American Express service and tools.
HOW SAVPAY HELPS
We help you choose and apply — then keep helping.
Picking a business card shouldn't mean reading fine print alone. We look at how your business spends, explain the American Express cards that fit, and guide you through the application. Cards are issued by Amex Bank of Canada and every application is subject to credit approval.
- A clear comparison of the Amex business cards that fit your spending
- Guidance through the application, in French or English
- Help setting up employee cards and expense tools
- One contact for your cards, payments, POS and financing
Four simple steps.
- 1
Tell us how you spend
A short call about your monthly spend, your team and what you value most: rewards, travel or simplicity.
- 2
Get a recommendation
We explain the American Express business cards that fit, with the trade-offs in plain language.
- 3
Apply with American Express
We guide you through the application. Approval decisions are made by Amex Bank of Canada.
- 4
Put it to work
Add employee cards, connect your expense tools — and accept Amex at your counter if you don't already.
WHO IT'S FOR
Built for businesses of every kind.
Restaurants & cafés
Put supplier, equipment and delivery-platform spend on one card and earn rewards on it.
Retail
Manage inventory and seasonal buying with clear monthly statements.
Professional services
Software subscriptions, travel and client expenses — tracked in one place.
Trades & home services
Materials, fuel and tools across a crew, with employee cards and spending visibility.
E-commerce
Advertising, shipping and software spend that earns rewards as you grow.
Growing teams
Supplementary cards and reporting so you can delegate spending without losing control.
ACCEPT AMEX
Accept American Express at your counter too.
Through our processing partners, SavPay merchants accept American Express alongside Visa, Mastercard, Interac and mobile wallets — on the same terminal, the same online checkout and the same statement.
- Amex accepted in store, online and on the go
- Same terminal and checkout as your other cards
- One statement and one contact for every way to pay
- Setup coordinated by our team
EVERY WAY TO PAY
FAQ
American Express business cards — common questions.
Is SavPay American Express?+
Who approves my application?+
What is the difference between a charge card and a credit card?+
Can I get cards for my employees?+
Do I need to process payments with SavPay?+
What does it cost?+
AMERICAN EXPRESS PARTNER
Find the Amex business card that fits.
Tell us how your business spends. We will walk you through the options and help you apply.