Transparent pricing. Show, don't tell.

Because there isn't one. Your real cost depends on industry, monthly volume, average ticket size, and card mix. A restaurant with $400 average tickets pays a very different effective rate than a convenience store with $12 tickets — even on the same processor. We quote your specific rate after reviewing your last 3 statements.

Interchange is the wholesale fee Visa/Mastercard/Amex charge — published, fixed, the same for everyone. 'Plus' is our markup on top. With interchange-plus you see both numbers line by line on your statement. With flat-rate pricing (Stripe, Square) you see one number and have no idea how much of it is markup. Interchange-plus is the only honest way to price card processing.

24 hours from the moment we receive your last 3 months of processing statements. The quote shows your effective rate, monthly savings vs your current setup, and the exact line items you'd see on your first SavPay statement.

No setup fee. No PCI fee. No monthly minimum. No annual fee. No early-termination penalty. If there's a charge on your statement that wasn't in your quote, we credit it back automatically.

Your rate stays the same. No volume minimums means slow months don't cost you extra. If your volume grows to a level where you'd qualify for an even better rate, your account manager re-shops the processors on your behalf without you asking.