No Hidden Fees
Custom Quotes

Understanding Payment Processing Fees in Canada

Learn about the different types of fees associated with payment processing and what factors influence your rates. Get a personalized quote tailored to your business needs.

Payment terminals and pricing solutions

Payment Processing Fee Structure

Understanding the components that make up your payment processing costs helps you make informed decisions for your business.

Transaction Fees
Per-transaction costs for processing credit and debit cards
  • Varies by card type (credit vs debit)
  • Different rates for swiped vs keyed transactions
  • Interchange fees set by card networks
  • Processing markup for our services
Terminal & Equipment
Hardware costs for payment terminals and POS systems
  • Purchase or rental options available
  • Various terminal models to choose from
  • Installation and setup included
  • Ongoing technical support
Account Fees
Monthly and annual fees for merchant account management
  • Account maintenance and support
  • Statement processing and reporting
  • PCI compliance assistance
  • Customer service and technical support
Additional Services
Optional features and premium services
  • Advanced reporting and analytics
  • Multi-location management
  • E-commerce integration
  • Custom solutions and integrations

What Influences Your Processing Rates?

Several factors determine your specific payment processing rates. We evaluate each business individually to provide the most competitive pricing.

Key Pricing Factors:

  • Business type and industry
  • Monthly processing volume
  • Average transaction size
  • Card-present vs card-not-present ratio
  • Credit vs debit card mix
  • Risk assessment and processing history

Why Custom Quotes?

Every business is unique. Rather than offering one-size-fits-all pricing, we analyze your specific needs to provide:

  • Competitive rates based on your volume
  • Transparent fee structure
  • No hidden costs or surprises
  • Flexible contract terms

Canadian Payment Networks We Support

We work with all major Canadian payment networks to ensure you can accept any payment method your customers prefer.

Credit Cards

Visa, Mastercard, American Express

Debit Cards

Interac Debit, Contactless

Digital Wallets

Apple Pay, Google Pay, Samsung Pay

Ready to Get Your Custom Quote?

Our payment processing experts will analyze your business needs and provide transparent, competitive pricing tailored specifically for you.

No setup fees • No long-term contracts • Transparent pricing