INDUSTRIES • GROCERY & CONVENIENCE
Fast lanes, small tickets
and pricing that respects your margins.
Integrated PIN pads, scanner-ready POS and high-volume Interac debit for grocery stores, dépanneurs and specialty food shops — set up on the processor that fits your store, with a bilingual team in Montréal.
THE CHALLENGE
Thin margins. Long lines. Thousands of small sales.
What grocery and convenience store owners tell us matters most.
01
Thin margins on every basket
Grocery and convenience margins are slim, so processing costs on thousands of small transactions add up fast.
02
Lines at rush hour
Morning coffee, lunch and after-work runs bring peaks where every second at the lane counts.
03
Integration with the lane
Scanners, scales and POS software need to work with the PIN pad, so cashiers never key in amounts twice.
04
Cash, cards and reconciliation
Mixing cash, debit, credit and mobile wallets across several lanes makes daily balancing time-consuming.
WHAT SAVPAY SETS UP
A checkout lane that never slows down.
We configure the processor, PIN pads and POS connections for single-till stores and multi-lane grocers.
Integrated lane PIN pads
PIN pads connected to your POS, so the total appears automatically and cashiers never re-key amounts.
Fast tap & Interac debit
Contactless, chip and Interac debit configured for quick, high-volume transactions.
Scanner- & scale-ready POS
POS options that work with barcode scanners, scales and price-lookup codes for produce and bulk items.
Pricing built for small tickets
A pricing model chosen for your average basket and your mix of debit and credit, explained clearly.
Lane & cashier reporting
End-of-day totals by lane and cashier to simplify cash balancing and spot discrepancies.
Delivery & online orders
Online orders and delivery payments that land in the same account as your in-store sales.
AT THE LANE
Every second saved at checkout keeps the line moving.
With PIN pads integrated into your POS, totals flow straight to the terminal. Customers tap or insert their card, the receipt prints, and the next basket is already on the belt.
- Totals sent automatically from the POS
- Tap, chip, Interac debit and mobile wallets
- Cashback and split tender where supported
- Printed receipt or none, at the customer's choice
BACK OFFICE
Close out every lane with less effort.
Reports by lane, cashier and payment type make daily balancing simpler, and your statement shows exactly what each card type costs. If you run several stores, all of them appear in one place.
- Daily reports by lane, cashier and payment type
- Itemized statements for every card type
- Multi-store reporting in one place
- Deposits on a predictable schedule
RECOMMENDED HARDWARE
Hardware for every lane and counter.
Integrated PIN pads and countertop POS options from our processor partners for grocers and dépanneurs.
Moneris Go PIN Pad RX5000
LANE PIN PAD
Compact PIN pad that pairs with your POS at each lane for integrated card, tap and Interac payments.
Clover Station Duo
FULL POS
Countertop Clover POS with a customer-facing screen, suited to specialty food shops and smaller grocers.
Square Register
ALL-IN-ONE
Two-screen Square register for dépanneurs and corner stores that want a simple, complete checkout.
Nuvei Desk/5000
COUNTERTOP
Countertop terminal for chip, tap and Interac debit at a single-till store.
Devices shown are examples from our processor partners. We confirm the right hardware for your processor, software and volume in your proposal.
SOFTWARE THAT CONNECTS
Connects with your store systems.
Grocery and retail POS, terminal and accounting platforms that work with our processor partners.
Software partners of Moneris, Clover, Nuvei, Square and Shopify connect through the processor we set you up with. We confirm the exact connection for your system before you switch.
BEYOND PAYMENTS
More than payments for your store.
SavPay also helps grocers and dépanneurs upgrade, grow and simplify their operations.
Merchant cash advance
$10K–$300K, decision in 48 hours*. Fund new coolers, a store renovation or extra inventory, repaid as a share of future card sales.
→American Express business cards
We help you apply for American Express business cards for supplier and wholesale purchases.
→Website & online store
A bilingual website with weekly specials, online ordering and delivery zones, built by our team.
→Custom software
Custom inventory, ordering or reporting tools when your POS doesn't cover everything.
→Marketing
Local search, digital flyers and loyalty campaigns that keep neighbourhood customers coming back.
→Workflow automation
Automated reorder alerts, daily sales summaries and supplier reminders.
→*Decision timing varies with your file and our funding partners' criteria. Financing is subject to approval.
HOW SWITCHING WORKS
Switching to SavPay, in four steps.
We handle the paperwork, the setup and the training — and plan the change around your current agreement.
- 1
Share a recent statement
Send one or two recent processing statements, or simply tell us your monthly volume and average sale. There is no cost and no commitment.
- 2
Review your proposal
We match you with the processor, pricing model and hardware that fit, and walk you through every line. Once you agree, approval usually takes about 24 hours.
- 3
Set up and test
We install and connect a PIN pad at each lane, test totals from your POS, scanners and scales, and run test sales and refunds before your next opening.
- 4
Go live with local support
Your bilingual team in Montréal trains your staff, stays close for the first weeks and reviews your account with you as you grow.
FAQ
Grocery and convenience payment questions, answered.
Will the PIN pad work with my current POS?+
How do you keep costs down on small transactions?+
Can I offer cashback on debit?+
Can I get reports by lane and cashier?+
Can online and delivery orders go through the same account?+
I own several stores. Can they share one setup?+
FREE RATE ANALYSIS
See what your store really pays.
Send us a recent statement and get a clear rate analysis built around your average basket and card mix.