Working Capital Solutions for Canadian Businesses
SavPay offers Merchant Cash Advance programs designed to support your business growth. Flexible structures, no long-term contracts — all subject to review and approval.
** All financing is subject to credit and business review. Approval is not guaranteed.
Program Overview
Up to $500K
Working Capital¹
24–48h
Application Review
No
Long-Term Contracts
Flexible
Repayment Structure
¹ Subject to review and approval based on processing volume and business profile.
How the Process Works
A straightforward three-step process to explore working capital options for your business.
Submit Your Application
Complete our secure online form with your basic business and processing information.
Business Review
Our team reviews your application and processes volume. We may contact you to discuss your needs and financing options.
Receive Your Offer
If approved, you'll receive a tailored offer outlining terms and repayment structure for your review.
Program Features
Merchant Cash Advance through SavPay is designed to align with your business's natural revenue cycle.
Revenue-Based Repayment
Repayments adjust with your daily sales volume — lower on slow days, higher when business is strong.
No Collateral Required
Funding is based on your card-processing history, not personal or business assets, subject to approval.
No Long-Term Lock-In
No fixed monthly payments or multi-year contracts. Repayment concludes when the advance is settled.
Dedicated Canadian Support
Our Canadian-based team is available to guide you through every step of the application and funding process.
General Eligibility Criteria
The following are general guidelines. Final eligibility is determined through our review process and is not guaranteed.