Every transaction. Every dollar.Working harder.

Most merchants are approved in 24–48 hours, equipment deployed within 72 hours, and fully switched over within a week. We coordinate the cutover with your current processor so there's no service interruption.

There isn't one. We run on interchange-plus pricing: you see the real interchange cost plus our markup. No hidden fees, no tiered application, no surprise charges on your statement. The savings come from us holding active relationships with Clover, Moneris, and Nuvei and placing you with whichever one fits your transaction profile best.

Not necessarily. We review your current contract first. If the early-termination penalty exceeds your projected savings, we wait until your renewal window. If it doesn't, we often cover the termination fee ourselves.

We support Clover, Moneris (Go, A35), Nuvei (Desk 5000, A920, Verifone), and most Fiserv terminals. If your equipment is recent and PCI-certified, we re-provision it. If not, we supply new hardware at cost.

Application complete in 5 minutes. Decision in 24 hours. Funds in your account within 1–2 business days. No collateral, no committee credit review, no branch back-and-forth.

Actually Canadian. Montréal-based team, bilingual (EN/FR), incorporated in Québec as 9499-8390 Québec Inc. Authorized ISO of Moneris (acting on behalf of RBC and BMO), authorized agent of Fiserv Canada and Nuvei. We meet AMF, FINTRAC, and CRA requirements.

No monthly minimums. No low-volume penalties. Your rate stays the same whether you process $5,000 or $500,000 this month. MCA repayments automatically adjust to your actual sales.

Yes. We can connect you directly with an owner in your industry — restaurant, retail, e-commerce, or clinic — who has been on SavPay for at least six months. No scripts, no rehearsed testimonials. Just a real conversation.