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INDUSTRIES • AUTOMOTIVE

Payments that keep up with every bay in your shop.

Large repair invoices, parts deposits and payment links for customers who aren't on site — set up on the processor that fits your garage, body shop or dealership service department, with a bilingual team in Montréal.

Service advisor taking a card payment at an auto shop counter

THE CHALLENGE

Big tickets, busy counters and customers who aren't there.

What garage, body shop and service-department owners tell us complicates payments.

01

Large repair invoices

Repairs and tires often mean high-value transactions, where every point of processing cost adds up quickly.

02

Customers who aren't on site

Drivers drop off their vehicle and leave. Getting approval and payment before pickup shouldn't require a phone call and a card number read aloud.

03

Parts deposits and special orders

Special-order parts and long jobs tie up cash unless deposits are collected up front.

04

Disputes over repair work

Without clear authorization and signed estimates, a disagreement can turn into a chargeback.

WHAT SAVPAY SETS UP

A payment setup built for the service counter.

We configure the processor, terminals and connections for repair shops, body shops, tire centres and service departments.

Large-ticket card payments

Chip, tap and Interac debit at the counter, with pricing explained for high-value repair invoices.

Payment links before pickup

Text or email a secure payment link with the final invoice, so customers pay before they arrive.

Shop-software connections

Payments that connect with your shop-management or dealership software where it supports our processors.

Deposits for parts & long jobs

Collect deposits for special-order parts, body work or seasonal tire bookings when the job is approved.

Authorizations & signed estimates

Card authorizations and digital records that support your estimate and help resolve disputes.

Portable terminals for the lot

Take payment at the vehicle, at the tire bay or during a roadside service call.

Customer paying for a repair at an auto shop service counter

AT THE COUNTER

Faster pickups, fewer surprises at the counter.

When the invoice is ready, the customer pays by link before they arrive or taps at the counter in seconds. Your service advisors spend less time on payment and more time on the next customer.

  • Payment links sent with the final invoice
  • Tap, chip, Interac debit and mobile wallets
  • Emailed receipts with the work order
  • End-of-day reports by advisor or bay
Mechanic reviewing an estimate with a customer beside a vehicle

DEPOSITS & APPROVALS

Get approval and a deposit before the work starts.

For special-order parts, collision repairs or seasonal tire changes, collect a deposit when the customer approves the estimate. A clear record of the approval protects you if questions come up later.

  • Deposits by payment link or at the counter
  • Card authorizations for approved estimates
  • Booking deposits for seasonal tire changes
  • Clear records to help resolve disputes

RECOMMENDED HARDWARE

Terminals for the counter and the lot.

Countertop and portable options from our processor partners for service counters, bays and mobile work.

Moneris Desk/5000

Moneris Desk/5000

Moneris

SERVICE COUNTER

Integrated countertop terminal that works with most shop and POS software, for chip, tap and Interac debit.

Clover Flex

Clover Flex

Clover

LOT-SIDE

Handheld Clover device for taking payment at the vehicle or the tire bay, with receipts on screen or on paper.

Nuvei Verifone terminal

Nuvei Verifone terminal

Nuvei

PORTABLE

Portable Verifone terminal from Nuvei with a keypad and printer, for mobile mechanics and roadside service.

Square Terminal

Square Terminal

Square

COMPACT

Handheld Square terminal with a built-in printer for smaller shops and detailing services.

Devices shown are examples from our processor partners. We confirm the right hardware for your processor, software and volume in your proposal.

SOFTWARE THAT CONNECTS

Connects with your shop and accounting tools.

Accounting, CRM and scheduling platforms that work with our processor partners.

QuickBooksSageXeroFreshBooksAcuity SchedulingHubSpotSalesforceMicrosoft Dynamics 365

Software partners of Moneris, Clover, Nuvei, Square and Shopify connect through the processor we set you up with. We confirm the exact connection for your system before you switch.

HOW SWITCHING WORKS

Switching to SavPay, in four steps.

We handle the paperwork, the setup and the training — and plan the change around your current agreement.

  1. 1

    Share a recent statement

    Send one or two recent processing statements, or simply tell us your monthly volume and average sale. There is no cost and no commitment.

  2. 2

    Review your proposal

    We match you with the processor, pricing model and hardware that fit, and walk you through every line. Once you agree, approval usually takes about 24 hours.

  3. 3

    Set up and test

    We set up your counter and portable terminals, connect payment links and your shop software where supported, and test payments, deposits and refunds before your first vehicle of the day.

  4. 4

    Go live with local support

    Your bilingual team in Montréal trains your staff, stays close for the first weeks and reviews your account with you as you grow.

FAQ

Automotive payment questions, answered.

Can customers pay before picking up their vehicle?+
Yes. Send a secure payment link by text or email with the final invoice. The customer pays from their phone, and the payment is recorded in your merchant account before they arrive.
How do large repair invoices affect my processing costs?+
Processing fees are usually a percentage of each sale, so large invoices make your pricing model especially important. We compare interchange-plus, flat-rate, tiered and subscription options using your real statements.
Do your payments connect with shop-management software?+
Many shop-management and dealership systems can connect to the processors we offer. We confirm the options for your software and set up the payment side; where no direct connection exists, an integrated countertop terminal keeps things simple.
Can I collect deposits for special-order parts?+
Yes. Deposits can be collected at the counter or by payment link when the customer approves the estimate, then applied to the final invoice.
How can I reduce chargebacks on repair work?+
Signed estimates, documented customer approvals and clear receipts are your strongest protection. We help you set up a process that captures them and guide you through any dispute.
Do you offer financing for shop equipment?+
SavPay offers merchant cash advances from $10K to $300K through funding partners, repaid as a share of future card sales — useful for equipment, inventory or renovations. Approval depends on your file and partner criteria.

FREE RATE ANALYSIS

See what your shop really pays.

Send us a recent statement and get a clear rate analysis for your counter, your bays and your payment links.

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