PAYMENT PROCESSING · TORONTO

Payment processing in Toronto.
Canadian-owned. Bilingual. Built locally.

SavPay serves Toronto merchants from our Montréal office with real humans, lower rates, and the same Moneris / Clover / Nuvei processors the big players use — at better wholesale pricing.

Get My Free Rate Analysis Call +1 (514) 863-6540

WHY TORONTO CHOOSES SAVPAY

Built for Toronto merchants — not adapted from somewhere else.

Toronto rates, without the Toronto markup.

Most Toronto-based ISOs price up because of overhead. We run lean from Montréal and pass the difference to GTA merchants — usually 0.2–0.5% less per transaction.

Multi-location is what we do.

Toronto chains and franchises are our sweet spot. One contract across every GTA location, brand-wide reporting, royalty splits handled automatically.

Same-day response, not next week.

Toronto problems get same-day resolution from Montréal. Our remote-first model means no waiting for a regional rep's schedule.

LOCAL INDUSTRIES SERVED

Merchants we work with in Toronto.

Restaurants and bars (King West, Ossington, Queen East, Distillery)
Independent retail (Yorkville, Bloor West Village, Leslieville)
Healthcare and wellness clinics
E-commerce DTC brands and online retailers
Multi-location franchise groups across Ontario
B2B professional services and SaaS

TORONTO CASE STUDY

“We saved about $2,100 a month after switching. The first month alone covered our termination fee from the old processor.”

Toronto merchant

Anonymized — full reference call available after consultation

COVERAGE

Headquartered in Montréal. Serving Toronto — and merchants nationwide.

Onboarding, account management, and bilingual support happen from our Montréal office. We deploy equipment, run rate analysis, and handle support remotely for Toronto merchants — typically faster than local providers because we're not waiting on regional sales reps.

FAQ

Toronto merchant questions.

Are you actually based in Toronto?+

No — we're headquartered in Montréal and we're transparent about that. We serve Toronto remotely with same-day onboarding, courier-shipped terminals, and bilingual phone support. Most Toronto merchants tell us this is faster than dealing with a local rep.

How do you handle HST vs Québec's GST/QST?+

Statements break out HST per Ontario transaction. We file nothing for you, but we make sure the line items match what your accountant needs at year-end.

What's your typical Toronto savings?+

We've moved Toronto merchants from 2.7–3.1% effective rates down to 1.6–2.0% effective rates. On $100K/month of card volume that's $700–$1,200 saved monthly.

SAVPAY SERVICES IN TORONTO

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TORONTO

Get your Toronto rate in 24 hours.

Free rate analysis. No obligation. Bilingual support from our Montréal team.

Get My Rate Analysis Call +1 (514) 863-6540

Payment processing in Toronto. Canadian-owned. Bilingual. Built locally.